Can an Adult Child Collect a Parent's Social Security? - Investopedia
Social Security benefits are not inheritable for adult children. An adult whose parents receive Social Security benefits cannot "inherit" those benefits directly when their parent dies. However, there are other programs through which they can receive assistance. If the deceased parent was retired and receiving retirement benefits, those payments stop after death. Usually, the funeral home informs the Social Security Administration (SSA) of the individual's death, stopping the payments automatically. If the SSA makes any benefit payments after the individual's death, those checks must be returned. Other Benefits for Survivors Although the parent's retirement benefits cease, there are other forms of benefits for family member survivors, including adult children. The most important of these is Social Security Survivor Benefits. The goal of the program is to partially replace income that is lost due to old age, death of a spouse, or qualifying...